SlashData
CASE STUDY

SlashData Engineered Shary Abu Dhabi's Flagship Digital Escrow Platform for High-Trust Vehicle Ownership Transfers

SlashData played a foundational and central role in the design, engineering, and delivery of Shary, a first-of-its-kind government-integrated, escrow-based digital service that fundamentally transforms how individuals buy and sell vehicles in Abu Dhabi. Developed in collaboration with TAMM, Abu Dhabi Mobility (Integrated Transport Centre), and Abu Dhabi Police, Shary replaces a fragmented, high-risk, manual process with a secure, automated, end-to-end digital journey—embedding trust, financial protection, and regulatory assurance into every transaction.

Trust Engineered Into the Platform Itself

100K+
Transactions Enabled Annually
100%
Escrow-Protected Payments
90%+
Automation Across Transfer Steps
Minutes
Settlement Time vs Days
80-90%
Reduction in Disputes
Zero
Cash, Visits, Ambiguity

The Challenge

Traditional peer-to-peer vehicle sales operated in an environment of structural risk—with disconnected steps, limited guarantees, and no unified digital control over payment, handover, and ownership transfer.

Limited Transparency in High-Value Transactions

Buyers and sellers had no single source of truth for payment status, vehicle handover, or ownership transfer progression.

Impact:

Thousands of annual transactions exposed to uncertainty and dispute risk

Heavy reliance on informal coordination, screenshots, and manual confirmation

Reduced confidence in peer-to-peer vehicle trading

AED

Weak Financial Safeguards

Payments were often completed before ownership transfer or vehicle condition confirmation.

Impact:

Buyers exposed to full financial loss risk

Sellers exposed to delayed or disputed payments

Authorities faced downstream complaints and dispute escalation

In a market where individual vehicle values routinely reach tens or hundreds of thousands of dirhams, the absence of escrow represented a critical systemic gap

Insufficient Verification and Auditability

There was no standardized digital proof of vehicle condition, delivery, or acceptance at the point of sale.

Impact:

Limited regulatory assurance

Reduced transaction traceability

Challenging post-transaction dispute resolution

The SlashData Solution

SlashData designed Shary as a mission-critical digital escrow platform, purpose-built to handle high-volume, high-value consumer transactions with government-grade security, resilience, and trust.

Key Features

Escrow-Based Digital Guarantee at Scale

Every Shary transaction is governed by a dedicated escrow workflow, ensuring funds are securely held until all predefined conditions are met.

100% payment protection across all Shary transactions

Tens of thousands of transactions per year executed with zero cash handling

Near elimination of payment-related disputes

AED

Secure Banking Integration and Automated Settlement

Through deep integration with ADCB, buyer funds are deposited into escrow and automatically released only after successful vehicle acceptance and confirmed ownership transfer.

90–95% straight-through financial settlement with no manual intervention

Settlement cycles reduced from days to minutes after transfer confirmation

Dramatic reduction in fraud exposure and payment disputes

Verified Handover and Authoritative Ownership Transfer

Buyers digitally confirm receipt and vehicle condition within a defined acceptance window before ownership is transferred and funds are released.

End-to-end traceability for every transaction

Clear, time-stamped digital audit trail

Strong protection for both buyer and seller at every step

Fully Government-Integrated Digital Workflow via TAMM

Shary operates natively through TAMM, with direct integration into Abu Dhabi Mobility and Abu Dhabi Police systems.

Ownership updates completed authoritatively and instantly

Customers complete the entire journey digitally, without service center visits

Government entities manage tens of thousands of transactions annually with full visibility and control

Project Results & Transformational Impact

A Step-Change in Trust and Market Confidence

By embedding escrow, verification, and government authority into one seamless flow, Shary transformed peer-to-peer vehicle sales into a high-trust, low-risk digital experience.

80–90% reduction in transaction-related disputes

Strong increase in consumer confidence in digital vehicle trading

Clear, enforceable transaction rules for all parties

Digital, Secure, and Automated Transactions

Shary eliminated cash handling, fragmented steps, and informal coordination.

90%+ of transactions completed fully digitally

70–85% reduction in manual follow-ups and exception handling

Significant reduction in fraud, chargebacks, and post-sale conflicts

Radically Improved Customer Experience

Customers can complete the full sale and transfer journey digitally—from listing to payment release—without visiting service centers.

50–70% reduction in end-to-end transaction time

Zero physical visits for standard cases

Higher satisfaction across buyers and sellers

Direct Contribution to Government Vision

Shary directly advances the Effortless Customer Experience and Zero Bureaucracy initiatives by eliminating manual steps, removing paperwork, and enabling seamless collaboration between TAMM, Abu Dhabi Mobility, Abu Dhabi Police, and financial institutions.

Eliminated manual steps and paperwork

Enabled seamless cross-entity collaboration

Aligned with UAE's digital transformation goals

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